An excerpt appears below. Click here to see the full article, written by Courtney Connley, at CNBC.com.

Salary negotiations can be nerve-wracking due to the anxiety and fear that often comes with asking for more money at work. But for women, particularly women of color, failing to negotiate your salary can have long-term consequences on how much you earn throughout your career.

Today, the average woman who works full time, year-round earns 82 cents for every dollar earned by men. For many women of color, this pay gap is even larger, with Black women earning 63 cents for every dollar earned by white men, and Native American women and Latinas earning 60 cents and 55 cents, respectively, for every dollar earned by white men.

Click here to see the full article, written by Courtney Connley, at CNBC.com.